Dsp Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹42.07(R) 0.0% ₹45.76(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.7% 10.92% 7.94% 5.87% 6.69%
LumpSum (D) 8.52% 11.81% 8.81% 6.71% 7.47%
SIP (R) -8.9% 8.96% 8.89% 7.03% 6.23%
SIP (D) -8.23% 9.83% 9.76% 7.86% 7.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.64 1.09 1.01 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.74% -0.44% -0.77% - 1.7%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Credit Risk Fund - Regular Plan - IDCW - Weekly 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Weekly 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly 10.8
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly 10.87
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Quarterly 11.01
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly 11.13
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW 12.24
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW 12.36
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan -Growth 42.07
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - Growth 45.76
0.0000
0.0000%

Review Date: 17-01-2025

Dsp Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 5 out of 13 funds in the category. The fund has delivered return of 7.7% in 1 year, 10.92% in 3 years, 7.94% in 5 years and 6.69% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 5.74, VaR of -0.44, Average Drawdown of -0.43, Semi Deviation of 1.7 and Max Drawdown of -0.77. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Credit Risk Fund direct growth option would have grown to ₹10852.0 in 1 year, ₹13976.0 in 3 years and ₹15250.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Credit Risk Fund direct growth option would have grown to ₹11457.0 in 1 year, ₹41746.0 in 3 years and ₹76744.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 5.74 and based on VaR one can expect to lose more than -0.44% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.64 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.45
0.46
0.25 | 0.63 7 | 14 Good
3M Return % 1.60
1.53
1.13 | 1.77 7 | 14 Good
6M Return % 3.71
3.86
2.47 | 7.06 9 | 14 Average
1Y Return % 7.70
7.85
5.93 | 12.05 9 | 14 Average
3Y Return % 10.92
9.45
4.91 | 39.67 2 | 13 Very Good
5Y Return % 7.94
6.82
3.14 | 10.48 4 | 13 Very Good
7Y Return % 5.87
5.25
-1.47 | 7.57 9 | 13 Average
10Y Return % 6.69
6.40
3.00 | 7.75 6 | 9 Good
15Y Return % 7.27
7.65
7.27 | 8.03 2 | 2 Good
1Y SIP Return % -8.90
-8.74
-10.99 | -4.28 9 | 14 Average
3Y SIP Return % 8.96
6.37
4.55 | 11.03 2 | 13 Very Good
5Y SIP Return % 8.89
8.07
4.96 | 23.44 2 | 13 Very Good
7Y SIP Return % 7.03
6.16
3.43 | 12.68 2 | 13 Very Good
10Y SIP Return % 6.23
5.38
2.38 | 6.68 3 | 9 Very Good
15Y SIP Return % 6.72
6.96
6.72 | 7.21 2 | 2 Good
Standard Deviation 5.74
7.08
0.91 | 70.73 12 | 13 Average
Semi Deviation 1.70
1.84
0.73 | 11.98 11 | 13 Average
Max Drawdown % -0.77
-0.72
-2.85 | -0.26 9 | 13 Average
VaR 1 Y % -0.44
-0.23
-1.48 | 0.00 11 | 13 Average
Average Drawdown % -0.43
-0.51
-1.08 | -0.26 7 | 13 Good
Sharpe Ratio 0.64
-0.23
-1.39 | 0.68 2 | 13 Very Good
Sterling Ratio 1.01
0.89
0.37 | 3.85 2 | 13 Very Good
Sortino Ratio 1.09
1.15
-0.40 | 14.66 2 | 13 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52 0.52 0.28 | 0.71 7 | 14
3M Return % 1.79 1.72 1.21 | 1.97 7 | 14
6M Return % 4.11 4.27 2.65 | 7.53 8 | 14
1Y Return % 8.52 8.69 6.29 | 13.05 9 | 14
3Y Return % 11.81 10.29 5.92 | 40.08 2 | 13
5Y Return % 8.81 7.65 3.92 | 10.80 4 | 13
7Y Return % 6.71 6.09 -1.21 | 8.32 9 | 13
10Y Return % 7.47 7.29 3.95 | 8.57 6 | 9
1Y SIP Return % -8.23 -8.06 -10.69 | -3.47 9 | 14
3Y SIP Return % 9.83 7.21 5.56 | 11.39 2 | 13
5Y SIP Return % 9.76 8.91 5.99 | 23.82 2 | 13
7Y SIP Return % 7.86 6.96 4.18 | 12.97 2 | 13
10Y SIP Return % 7.04 6.24 3.20 | 7.45 3 | 9
Standard Deviation 5.74 7.08 0.91 | 70.73 12 | 13
Semi Deviation 1.70 1.84 0.73 | 11.98 11 | 13
Max Drawdown % -0.77 -0.72 -2.85 | -0.26 9 | 13
VaR 1 Y % -0.44 -0.23 -1.48 | 0.00 11 | 13
Average Drawdown % -0.43 -0.51 -1.08 | -0.26 7 | 13
Sharpe Ratio 0.64 -0.23 -1.39 | 0.68 2 | 13
Sterling Ratio 1.01 0.89 0.37 | 3.85 2 | 13
Sortino Ratio 1.09 1.15 -0.40 | 14.66 2 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1M 0.45 ₹ 10,045.00 0.52 ₹ 10,052.00
3M 1.60 ₹ 10,160.00 1.79 ₹ 10,179.00
6M 3.71 ₹ 10,371.00 4.11 ₹ 10,411.00
1Y 7.70 ₹ 10,770.00 8.52 ₹ 10,852.00
3Y 10.92 ₹ 13,648.00 11.81 ₹ 13,976.00
5Y 7.94 ₹ 14,654.00 8.81 ₹ 15,250.00
7Y 5.87 ₹ 14,913.00 6.71 ₹ 15,760.00
10Y 6.69 ₹ 19,115.00 7.47 ₹ 20,555.00
15Y 7.27 ₹ 28,672.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.90 ₹ 11,412.56 -8.23 ₹ 11,457.18
3Y ₹ 36000 8.96 ₹ 41,213.81 9.83 ₹ 41,746.21
5Y ₹ 60000 8.89 ₹ 75,085.26 9.76 ₹ 76,744.14
7Y ₹ 84000 7.03 ₹ 107,878.93 7.86 ₹ 111,152.92
10Y ₹ 120000 6.23 ₹ 165,288.96 7.04 ₹ 172,433.88
15Y ₹ 180000 6.72 ₹ 305,885.16 ₹


Date Dsp Credit Risk Fund NAV Regular Growth Dsp Credit Risk Fund NAV Direct Growth
17-01-2025 42.0739 45.7642
16-01-2025 42.0735 45.7628
15-01-2025 42.0363 45.7214
14-01-2025 42.0172 45.6996
13-01-2025 42.01 45.6908
10-01-2025 42.0417 45.7223
09-01-2025 42.034 45.713
08-01-2025 42.0307 45.7084
07-01-2025 42.039 45.7164
06-01-2025 42.024 45.6992
03-01-2025 41.9955 45.6652
02-01-2025 41.9836 45.6513
01-01-2025 41.9759 45.642
31-12-2024 41.9803 45.6458
30-12-2024 41.9544 45.6166
27-12-2024 41.9274 45.5844
26-12-2024 41.9141 45.569
24-12-2024 41.9069 45.5592
23-12-2024 41.8996 45.5504
20-12-2024 41.8717 45.5173
19-12-2024 41.8708 45.5154
18-12-2024 41.8965 45.5424
17-12-2024 41.8836 45.5275

Fund Launch Date: 12/May/2003
Fund Category: Credit Risk Fund
Investment Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.